Guides / Immigration & Visas
Immigration & Visas

Long-Stay Visa Options
for Okinawa

There is no single "move to Japan" visa. Which path you take depends entirely on how you earn money, who you're married to, and how long you plan to stay. Here's every route that actually works for Okinawa.

✦ Updated May 2026
Okinawa long-stay visa guide

Japan Has No Retirement Visa — Here's What That Means

Unlike Thailand, Malaysia, or Portugal, Japan does not offer a dedicated retirement or passive-income visa. Every long-stay option is tied to something: a job, a business, a Japanese spouse, a large savings balance, or specialized skills. The good news is that Okinawa's unique position — heavy US military presence, English-teaching demand, growing remote-work culture, and a lower cost of living than Tokyo — means many paths are realistic for ordinary people.

This guide covers every visa category that can put you in Okinawa for a year or more, with current income thresholds, processing notes, and plain-English verdicts on who each one actually suits.

Rule changes in 2025–2026: Several visa categories were updated in late 2025. The Business Manager Visa capital requirement jumped from ¥5M to ¥30M (October 2025), and status-change fees are rising significantly in 2026. Always verify current rules at the nearest Japanese consulate before applying.

At a Glance: All Long-Stay Options

Visa / Status Who It's For Max Duration Work Allowed? Difficulty
Digital Nomad Remote workers, freelancers 6 months Non-Japan only Moderate
High Net Worth (DA No.40) Retirees with ¥30M+ savings 1 year No work Moderate
Work Visa (Engineer / Humanities) Employees with Japanese employer 1–5 years (renewable) Yes, for sponsor Moderate
Highly Skilled Professional High-income professionals 1–5 years (renewable) Broad permission Moderate–Hard
Spouse / Family Stay Married to Japanese national or work-visa holder 1–5 years (renewable) 28 hrs/week Easier
Long-Term Resident Japanese ancestry, special cases 1–5 years (renewable) Unrestricted Varies
SOFA Status US military & DoD civilians/contractors Duration of orders On-base only N/A (military)
Permanent Residency Long-term residents (5–10 yrs) Indefinite Unrestricted Hard

Digital Nomad Visa

Digital Nomad

Designated Activities
Remote Worker

Launched March 2024 · Non-renewable
Maximum stay6 months (single entry)
Min. annual income¥10,000,000 (~$65K USD)
Health insurancePrivate policy required (¥10M+ coverage)
Eligible nationalities~49 visa-exempt countries with tax treaty
Work restrictionsNon-Japan clients only
RenewabilityNone — cannot extend
Best for remote workers or freelancers who want an extended Okinawa stay. The ¥10M income bar (~$65K) is high but achievable for US/EU tech workers. You cannot work for Japanese companies or clients.
Application Process

How to Apply

Apply at your home country's Japanese consulate
Where to applyJapanese embassy or consulate abroad
Processing time~5 business days (with COE)
Key documentsVisa form, employment contract or client contracts, income proof, insurance policy, itinerary
Spouse / childrenSpouse can apply separately; same income/insurance rules apply
After 6 months you must leave Japan. You cannot change to another visa status from within Japan on a digital nomad visa. Plan your next step before the clock runs out.

Okinawa + Digital Nomad: Okinawa is a popular choice for digital nomads — fast fiber internet in Chatan and Naha, English-friendly cafes near the bases, and year-round warmth. Monthly rent for a furnished 1LDK starts around ¥60,000–¥90,000, well below Tokyo rates. The 6-month limit is the main frustration.

High Net Worth Long-Stay Visa

This is Japan's closest equivalent to a retirement visa. Officially called Designated Activities (Long Stay for Sightseeing and Recreation), it allows wealthy foreigners to live in Japan for up to one year — purely for leisure, tourism, and rest. No work of any kind is permitted.

High Net Worth

Designated Activities
Long Stay / DA No. 40

Rare but real — only ~202 granted as of mid-2025
Initial stay6 months, extendable once to 1 year
Savings requirement¥30M (~$200K USD) — solo applicant
With spouse¥60M combined savings
Eligible nationalitiesVisa-exempt countries only
Work permittedNone — including remote work
DependentsNo children allowed on this status
Works for asset-rich retirees who can prove ¥30M in liquid savings and have no intention of working. Strict: no remote work, no volunteering that substitutes for paid labor, no children accompanying.
Required Documents

What You'll Need

Applied at Japanese embassy abroad
Bank statements6 months of account activity showing ¥30M+
Investment proofBrokerage / asset statements (if applicable)
ItineraryDetailed plan of activities in Japan
Accommodation proofSigned lease or hotel booking for full stay
Health insuranceComprehensive international policy required
Very few people qualify. Stocks and investment accounts typically count toward the ¥30M threshold alongside bank savings, but you'll want a Japanese immigration lawyer to review your asset structure before applying.

Work Visa: Engineer / Specialist in Humanities

This is the most common long-stay visa for foreigners in Okinawa outside of military SOFA status. Officially called Engineer/Specialist in Humanities/International Services, it covers a wide range of professional roles. English teachers, IT workers, hotel staff, translators, and marketing professionals all typically land here.

The critical requirement: you need a Japanese employer to sponsor you. You cannot self-sponsor, and you generally cannot use this visa for freelance work.

Who qualifies

  • University degree in a field related to the work you'll be doing in Japan
  • Or: 10+ years of relevant professional experience (study in a related field counts)
  • A Japanese employer willing to sponsor the Certificate of Eligibility (COE)
  • Salary equal to or greater than a Japanese employee in the same role (~¥200,000–¥250,000/month minimum)

Okinawa context

English teachers (ALTs, eikaiwa instructors, university lecturers) make up a large slice of work-visa holders in Okinawa. Programs like JET handle the sponsorship for you. Private English schools (Aeon, ECC) also sponsor directly. For other fields, smaller Okinawa companies are less experienced with COE paperwork than Tokyo firms — budget extra time and consider hiring a licensed immigration lawyer (gyosei shoshi).

JET Programme: If you have a university degree and want to teach English, the Japan Exchange and Teaching Programme handles everything — COE, visa sponsorship, placement, and housing coordination. Applications open each autumn for the following August placement. Competition is stiff but Okinawa placements do come up.

Highly Skilled Professional (HSP) Visa

The HSP visa is Japan's points-based immigration track for high-value professionals. It's harder to qualify for than a standard work visa, but the benefits are significantly better — including the fastest path to permanent residency in the Japanese system.

HSP Visa

Highly Skilled
Professional

Points-based — 70 points minimum to qualify
Minimum score70 points
PR fast-track at 70 pts3 years
PR fast-track at 80 pts1 year
Spouse work rightsYes — can work in Japan
Multiple activitiesYes — e.g. work + teach + research
The best visa for professionals who plan to stay long-term and eventually get PR. Spouse can work freely — a major advantage over standard work visas.
Points System

How Points
Are Calculated

Points accumulate across multiple categories
PhD / Master's degree30 / 20 pts
Annual salary ¥10M+40 pts
Annual salary ¥4–7M15–25 pts
Age under 3015 pts
JLPT N2 or higher10 pts
Work exp 10+ years20 pts
A 35-year-old with a Master's, 5 years experience, and ¥6M salary can easily clear 70 points. Use the Immigration Services Agency's official calculator to check your score.

HSP in Okinawa specifically: Fewer Okinawa employers are familiar with HSP sponsorship compared to Tokyo. This visa is more common among researchers at University of the Ryukyus, professionals at Okinawa Institute of Science and Technology (OIST), and those working for international companies with Okinawa branches. OIST in particular is very experienced with HSP applications for researchers.

Spouse & Dependent (Family Stay) Visa

If you're married to a Japanese national, or your spouse holds a qualifying work visa, you can live in Okinawa on a Spouse or Dependent visa. This is one of the most accessible long-stay options for couples.

Spouse of Japanese National

Spouse Visa
永住者・日本人の配偶者等

One of the most flexible long-stay statuses
Duration6 months to 3 years (renewable)
Work permittedUnrestricted — any job, any hours
Income requirementNone (your spouse's income considered)
PR eligibilityAfter 5 years in Japan (3 years on this status)
The most flexible visa outside of PR. You can work any job without restriction and apply for PR in 5 years. Requires proving genuine marriage (joint financial life, communication history, photos together).
Dependent Visa

Family Stay
家族滞在

For spouses / children of work-visa holders
DurationMatches sponsor's visa period
Work permitted28 hours/week with special permission
Sponsor income needed≥¥3M/yr for one dependent; ≥¥4–5M for two+
Upgrade pathCan change to work visa if you find a sponsor
If your partner has a work visa and earns enough, this gets you to Okinawa. The 28-hour work limit is real — part-time teaching is fine, full-time employment requires changing status.

Long-Term Resident Visa

The Long-Term Resident (定住者) status is a catch-all for people with specific ties to Japan that don't fit neatly into other categories. The most common groups are:

  • Nikkeijin — people of Japanese descent (third generation and beyond, or those with a Japanese grandparent). Work is unrestricted and PR is accessible in 5 years.
  • Children of Japanese nationals who were raised outside Japan
  • Former spouses of Japanese nationals in certain circumstances (divorce with children, humanitarian grounds)
  • Special permanent residents — ethnic Koreans and Taiwanese with pre-war Japanese nationality ties

If you have Japanese ancestry, this is worth exploring. Nikkeijin status has essentially no work restrictions and a relatively smooth PR pathway.

SOFA Status — The Okinawa Wildcard

Okinawa is home to roughly 70% of all US military facilities in Japan and one of the largest concentrations of American military personnel outside the continental US. A substantial portion of Okinawa's expat community lives here not on a standard Japanese visa, but under SOFA — the Status of Forces Agreement.

What SOFA covers: Active-duty US military personnel, DoD civilian employees, and their authorized dependents do not require a Japanese visa for their stay in Okinawa. Their legal status is governed by the US-Japan SOFA treaty, not immigration law. Many US military contractors are also granted SOFA status if their work directly supports a US armed forces contract.

Implications of SOFA for daily life

  • Base access: On-base housing, commissary, and PX are available to those with SOFA status. Many SOFA households live on-base and have limited interaction with Japanese immigration procedures.
  • Off-base life: SOFA holders who live off-base still need to register at the city/town office and follow local ordinances. They can rent apartments, open bank accounts, and enroll children in Japanese schools.
  • After SOFA ends: When orders conclude, SOFA status ends. Many veterans and military families who fall in love with Okinawa then transition to a standard Japanese visa — typically a work visa, spouse visa (if married to a Japanese national), or the digital nomad visa.
  • Contractors: Not all contractors get SOFA status — check with your contracting company and the relevant DoD authority. Those without SOFA coverage need a standard Japanese work visa.

Transitioning out of SOFA: If you want to stay in Okinawa after military service, start planning your civilian visa 6–12 months before separation. The transition from SOFA to a civilian status of residence requires applying through the normal Japanese immigration process. You cannot simply stay on SOFA after your orders end.

Permanent Residency — The Goal

Permanent residency in Japan (永住者) is the most secure immigration status short of citizenship. You can work in any job without restriction, renew your residency card every 7 years rather than annually, and are not required to leave Japan if you lose your job. PR does not grant voting rights or a Japanese passport — those require naturalization.

Route to PR Time Required Key Conditions
Standard (work visa) 10 years At least 5 of those years on work/residence status; currently hold 3- or 5-year visa
Spouse of Japanese national 5 years in Japan
(3 years on spouse visa)
Genuine marriage; continuous residence; no tax/pension arrears
Long-Term Resident (Nikkeijin) 5 years Good-standing residence; tax compliance; stable income
HSP Visa — 70+ points 3 years Must maintain 70 pts for 3 consecutive years
HSP Visa — 80+ points 1 year Must maintain 80 pts for 1 consecutive year

Requirements across all routes

  • No tax or pension arrears — immigration checks your national health insurance, pension, and resident tax payment history. Gaps can disqualify an otherwise eligible application.
  • Currently hold the longest visa period for your category — if you're eligible for a 3-year renewal but only got 1 year, get it renewed to 3 years before applying for PR.
  • Proof of stable income — typically ¥3M+ annually; higher is better. Okinawa's wages are lower than Tokyo's on average, so budget carefully if your PR goal is on a fixed timeline.
  • Good conduct — no criminal record, no immigration violations.
1
Gather documents (3–4 months)
Tax certificates (納税証明書), pension payment history (nenkin), employer letters, bank statements 1–2 years back, reasons statement. PR applications are famously document-heavy.
Allow 3–4 months to collect everything
2
Submit at your regional immigration bureau
Okinawa residents apply at the Naha Regional Immigration Services Bureau (那覇出入国在留管理局) in Naha. Bring all originals and copies.
Walk-in or appointment — check for current queue times
3
Wait for decision
PR processing takes 6 months to over 1 year in many cases. Do not let your current visa expire during this period — renew it if needed while the PR application is pending.
6–12+ months processing time

Choosing Your Path

Most people reading this guide fall into one of a handful of situations. Here's honest advice for each:

Your situation Best starting visa Long-term path
Remote worker, income $65K+ Digital Nomad (6 months) Find Japanese employer → Work visa → PR
Retired, $200K+ liquid savings High Net Worth (DA No. 40) Renew annually; no clear PR path on this status alone
English teacher, university degree Work visa via JET or private school Work visa → 10-yr PR (or HSP if salary qualifies)
Married to Japanese national Spouse visa Spouse visa → PR in 5 years (cleanest route)
High-income professional (IT, research) HSP Visa HSP → PR in 1–3 years (fastest civilian path)
Japanese ancestry Long-Term Resident Long-Term Resident → PR in 5 years
US military / DoD civilian SOFA status (automatic) Post-service: spouse visa, work visa, or digital nomad depending on situation

There is no silver bullet: Japan has no visa that says "live here indefinitely without working or a Japanese spouse." The High Net Worth visa comes closest, but it's capped at one year with no clear renewal path. If long-term Okinawa living is your goal, plan to either work, marry, or accumulate enough years on renewable statuses to eventually qualify for PR.

Frequently Asked Questions

Can I just do visa runs — leave Japan every 90 days to reset my tourist stay?
Immigration officers are aware of visa-run patterns and can deny re-entry if they determine you're using tourist entries as a de-facto long-term stay. This was more viable years ago; it's increasingly risky now. For anything beyond a few months, use a proper long-stay visa.
Can I work remotely for my US company while on a tourist visa?
Technically, working remotely — even for a foreign employer — while on a tourist visa violates the terms of that visa status. The Digital Nomad visa was created specifically to legalize this situation. If you're spending significant time in Japan, use it.
Does the Digital Nomad visa count toward permanent residency?
No. The Digital Nomad visa (Designated Activities) time does not count toward the continuous residence requirement for PR. If PR is your goal, you need a qualifying status of residence like a work visa or spouse visa.
I'm US military in Okinawa. Can my Japanese spouse stay with me on base?
Yes — Japanese nationals who are legally married to SOFA-covered US military personnel can receive dependent status and live on-base. They do not need a separate Japanese visa. Consult your installation's legal office for the specific enrollment process.
How much does a Japanese immigration lawyer cost?
A licensed administrative scrivener (行政書士, gyosei shoshi) in Okinawa typically charges ¥50,000–¥150,000 for a COE or visa application, and ¥150,000–¥300,000 for a full permanent residency application. For anything complicated, the fee is worth it — a rejected PR application restarts the waiting period.
Can I open a Japanese bank account and rent an apartment on a Digital Nomad visa?
Yes to renting — landlords care about your ability to pay, not your visa category (though guarantor companies will review your status). Opening a bank account is harder: Japan Post Bank accepts some non-PR statuses, but major city banks like SMBC or MUFG typically want a longer-term residency card. Prepare for some friction.
Is there a path for remote retirees who aren't wealthy enough for the ¥30M threshold?
Currently, no clean one exists. The most common approach is: spend 6 months on the Digital Nomad visa, leave, spend 3–6 months elsewhere, and repeat — but immigration is cracking down on patterns that look like permanent residence without a proper status. The honest answer is Japan has not created a retiree visa and hasn't signaled plans to do so.